Dearborn Heights Bankruptcy Lawyer

One of the Best Bankruptcy Attorneys in Dearborn Heights, MI

Office Location

23843 Joy Rd
Dearborn Heights, MI 48127

Monday – Friday : 9:00 am – 5:00 pm
Saturdays : 9:30am – 11:30 in office or by phone

We offer late night appointments as late as 6:30 by phone or in person Mon-Thur.

Highly Recommended

Get a Free Consultation

Are You Drowning in Debt and In Need of Legal Help?

Look no further than our Dearborn Heights bankruptcy lawyers. Our experienced bankruptcy lawyers are here to guide you through the complex legal process and help you achieve financial freedom.

With years of experience and a deep understanding of bankruptcy laws, we are the trusted choice for anyone facing financial hardship.

Imagine a life without the constant stress of debt hanging over your head. Our team of skilled lawyers will work tirelessly to protect your rights, negotiate with creditors, and secure the best possible outcome for your financial future.

Don’t wait another day to take control of your financial situation. Contact Dearborn Heights bankruptcy lawyers today for a free consultation. Let us offer you the help and support you need to start fresh and build a brighter future.

Are you drowning in debt and in need of legal help?

What is Bankruptcy?

Bankruptcy is a legal process that provides individuals and businesses with a way to eliminate or repay their debts under the protection and guidance of the court. [1]

It is designed to provide relief for individuals and businesses overwhelmed by debt and unable to meet their financial obligations. Bankruptcy can be a viable solution for those facing:

By filing for bankruptcy, debtors can halt creditor harassment, stop foreclosure or repossession actions, and gain the opportunity for a fresh financial start.

Consult with our knowledgeable bankruptcy attorneys to determine if bankruptcy is the best option for your situation.

Types of Debts that Can Be Discharged in Bankruptcy

Bankruptcy can provide individuals with a fresh start by discharging certain types of debts. It is important to understand what qualifies as dischargeable debts under bankruptcy laws.

At Frego Law, our trusted team of Dearborn Heights bankruptcy lawyers, will guide you through this complex process and help you achieve the most favorable outcome for your financial future.

The types of debts that can be discharged in bankruptcy depend on various factors and legal requirements.

We will review the specific details of your situation and help determine which types of debts may qualify for discharge under bankruptcy laws. With our guidance, you can make informed decisions and pursue a fresh financial start.

Types of Debts that Can Be Discharged in Bankruptcy

Alternatives to Filing for Bankruptcy

When facing overwhelming debt, bankruptcy may not always be the ideal solution for everyone. There are alternatives to filing for bankruptcy that can provide relief and help individuals regain financial stability.

One alternative is debt consolidation, which involves combining multiple debts into a single loan.

By consolidating debts, individuals can simplify their repayment process and potentially secure a lower interest rate. This option can make monthly payments more manageable and help individuals pay off their debts more efficiently.

Another alternative is debt settlement, which involves negotiating with creditors to lower the overall amount owed. With the help of a skilled negotiator, individuals can reach agreements with creditors to settle their debts for less than the full amount.

This option can help individuals reduce their debt burden and avoid the long-lasting effects of bankruptcy.

Credit counseling is also an alternative worth considering. Credit counselors work with individuals to create personalized debt management plans, providing guidance on budgeting and managing finances effectively.

They can negotiate lower interest rates and better payment terms with creditors, allowing individuals to stay on track with their payments and avoid further financial troubles.

Credit Card Debt & Unsecured Debt Dischargeability

When faced with overwhelming debt, particularly from credit cards, it can feel like there is no way out. In certain situations, bankruptcy can provide individuals with relief from their financial burdens.

Credit Card Debt Dischargeability:

Credit card debt is considered unsecured debt, meaning it is not tied to any specific collateral. In bankruptcy, credit card debt can be discharged, which means the debtor is released from the obligation to repay the debt.

It is important to note that not all credit card debt is dischargeable. Factors such as fraudulent activity or recent charges for luxury goods may affect the ability to discharge the debt.

Our bankruptcy attorneys at Frego Law will navigate the complexities of credit card debt dischargeability and guide you towards the best possible outcome for your financial future.

Unsecured Debt Dischargeability:

In addition to credit card debt, unsecured debt can encompass a wide range of financial obligations, such as medical bills, personal loans, and certain types of tax debt.

Just like credit card debt, the dischargeability of unsecured debt depends on several factors and legal requirements.

Unsecured Debt Dischargeability:

Contact Our Experienced Bankruptcy Attorneys at Frego Law Today

At Frego Law, we understand the difficulties of dealing with overwhelming debt. Our experienced bankruptcy attorneys can help you determine if filing for Chapter 7 or Chapter 13 bankruptcy is the right solution for your financial situation.

We will review your unique circumstances and provide tailored advice to help you find relief from crippling debt.

Our team of experienced lawyers will guide you through your bankruptcy step by step. Contact us today to get started.

Source:

[1] Bankruptcy. (n.d.). United States Courts. https://www.uscourts.gov/services-forms/bankruptcy

Received Accolades:
206-2010, 2012, 2014-2021

American Bankruptcy Institute

Certified as a Bankruptcy Specialist by ABC

National Association of Consumer Bankruptcy Attorneys

Better Business Bureau

Office Location

23843 Joy Rd
Dearborn Heights, MI 48127

Monday – Friday : 9:00 am – 5:00 pm
Saturdays : 9:30am – 11:30 in office or by phone

We offer late night appointments as late as 6:30 by phone or in person Mon-Thur.

Highly Recommended

Get a Free Consultation

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