Frego & Associtates

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Michigan's Largest Bankruptcy Law Firm

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We Have the Solutions to Help You Today!

Find out how our office can help you and your family restore your financial health…and let you live again!

When you experience a financial hardship, your whole world can change in a hurry. At Frego & Associates, we understand this. We have made it our business to fix financial problems for people like you. Our bankruptcy lawyers have more than a century of combined experience fighting for, and protecting, people just like you.

We want you to be able to focus on your family and your health. Don’t let yourself be overwhelmed and worried about uncaring banks and creditors who are really just predators.

We love our jobs, we love what we do, and we value our clients.

Experienced Bankruptcy Attorneys Ready to Help!

Experienced Michigan Bankruptcy Lawyers

When facing overwhelming debt and financial distress, seeking the guidance and expertise of an experienced Michigan bankruptcy lawyer is essential. Bankruptcy laws can be complex and navigating the legal process can be daunting without the assistance of a knowledgeable attorney.

An experienced Michigan bankruptcy lawyer will have a deep understanding of both federal and state bankruptcy laws, as well as the specific regulations and procedures in Michigan. Our attorneys can provide personalized guidance and support, helping individuals understand their options and make informed decisions about their financial future.

Michigan Chapter 7 Lawyers

Our Michigan Chapter 7 lawyers specialize in helping individuals navigate the Chapter 7 bankruptcy process.

Chapter 7 bankruptcy is a type of bankruptcy that allows individuals to discharge their unsecured debts, such as credit card debt and medical bills.

This can provide much-needed relief for individuals who are overwhelmed by their financial situation.

Our Chapter 7 lawyers are well-versed in Michigan bankruptcy laws and can guide individuals through the entire Chapter 7 bankruptcy process.

We can help individuals determine if you qualify for a Chapter 7 bankruptcy and we can assist you in gathering the necessary documentation and filing the required paperwork.

Once a Chapter 7 bankruptcy case is filed, an automatic stay goes into effect, which halts all collection efforts by creditors.

This means that individuals will no longer receive harassing phone calls, letters, or threats of legal action from their creditors.

The Chapter 7 bankruptcy process typically takes about three to six months, during which the individual’s non-exempt assets may be liquidated to repay a portion of their debts.

Michigan Chapter 13 Lawyers

For individuals who do not qualify for Chapter 7 bankruptcy or prefer an alternative approach, Our Michigan Chapter 13 lawyers can provide guidance on filing for Chapter 13 bankruptcy.

Chapter 13 bankruptcy is a reorganization bankruptcy that allows individuals to create a repayment plan to pay off their debts over a period of three to five years.

This type of bankruptcy is often chosen by individuals who have a steady income and want to keep their assets, such as their home or car.

Our Michigan Chapter 13 lawyers can help individuals assess their financial situation and determine if Chapter 13 bankruptcy is the right option for them.

We can also assist individuals in creating a feasible repayment plan based on their income and expenses.

Chapter 13 bankruptcy allows individuals to catch up on missed mortgage or car payments, while also providing protection from creditors and collection efforts.

Working with one of our Michigan bankruptcy lawyers can provide individuals with the expertise and guidance necessary to navigate the complex bankruptcy process.

Our Lawyers can ensure that all necessary paperwork is properly completed and filed in a timely manner, increasing the likelihood of a successful bankruptcy case.

We can also negotiate with creditors on behalf of the individual and represent them in court if necessary.

The Cost to File Bankruptcy in Michigan

The cost to file Chapter 7 Bankruptcy in Michigan is $338 dollars plus attorney fees.

The cost to file Chapter 13 Bankruptcy in Michigan is $313 dollars plus attorney fees.

Most of our clients pay $100 to hire our office, pay their court-required fees and costs, and pay the remainder of their Attorney Fees during and after their case….when they have already gotten their creditors off their back!!

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Received Accolades:
2006-2010, 2012, 2014-2024

American Bankruptcy Institute

Certified as a Bankruptcy Specialist by ABC

National Association of Consumer Bankruptcy Attorneys

Better Business Bureau

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